Managing money and staying within a budget can be difficult enough, but constantly getting dinged with unexpected expected expenses can be downright hard. You know the ones I’m talking about, right? The expenses you expect you’ll have someday, but they end up unexpectedly coming all in the same week.
I thought since I was being so good about organizing my food pantry I wouldn’t need to spend any money this week. I dutifully stayed away from my favorite bagel store and ate every breakfast at my kitchen table. I surely thought this week would be a slam dunk on the ‘no spend’ side.
Silly me. What was I thinking?
Here’s what I ended up spending for the first week of August:
- S.A.T./A.C.T. (last ones, thankfully) – $104.00
- Son’s haircut for senior pic – $25 plus tip
- Razors (BJ’s used to have the lowest price, but now I’m not so sure) – $47.00
- Registration for two cars – $110.00
- Sitting Fee for senior pic – $40.00
- Extra gas for three drivers this week – $45.00
- Glasses and Contacts for daughter – $230.00
- Messenger bag for son for school – $3.60 (I used a $25.00 Amazon GC)
- Milk & Half and Half – $5.00
And the total is…
Holy moly. That’s a lot for a ‘no spend’ week…
I really didn’t expect to spend any of this money, although I should have. I knew my son had his senior pics, and would probably need a haircut. I knew my daughter was going to the eye doctor and that she would need more contacts, at the very least. I knew this was a busy week and both my kids would need cars to drive to their job/activities, and I needed to drive to work. The only expenses I truly didn’t see coming were the razors (I thought we had enough when I checked a couple of weeks ago…) and the college testing fees. (My son doesn’t take the SAT until November, and it’s only August.)
Last night I spent some time pouring through spending diaries of past August, September and October spending so that I could better prepare for what is to come. I noticed that there will be a lot of school expenses that will come due at the end of August and beginning of September as well as a couple of birthdays, property taxes (ugh), water bill, homeowner’s association bill…etc. etc.
I decided that it might be best for me to take one week at a time so I wouldn’t feel overwhelmed.
Here’s what’s on my list for this coming week:
- printer and last minute dorm supplies for daughter (Budget: $150.00 and not a dollar more.)
- Milk, produce
- Kombucha Tea to try for my daughter (We are visiting this little cutie this weekend! And, he is now 10 months today!)
- Emissions testing for one car
- Gas for both my husband’s and my car (since we are traveling this weekend and will need to fill up again)
Hopefully this list will stay short. However, I fully expect to see some unexpected expense get added to this list…