I was unable to post my Friday financials last week, so this week will be the culmination of two weeks of spending, and a farewell to the March budget. Not that it was horrible or anything, but I did mess up my cash categories a bit.
For example, I didn’t spend anything in personal care, so I pulled cash from that envelope as well as a couple of others to compensate for the $300 OVER in my grocery budget. Most of that fed my company for the weekend, but I did stock up meat and sale items.
How I spent my money (for two weeks):
- Groceries – $253.07
- Transportation (Gasoline) $61.21 (2 cars, 2 fill ups) I’ve been using some gas rewards making fill ups about $6-$10 less expensive
- Education – $204.29 – Tutor for son for SAT, Book for school
- Clothing/Accessories: $98.00 (A new Coach purse!…don’t judge)
- Gifts: $122.00 (A mother’s day gift, although I think I’ll have to return it because my Mom can’t use it and some clothes for Liam)
- Misc.: $27.04 – fish supplies for daughter’s tank
- Home Repair/Maintenance: $13.75 – new toilet handle
- Eating Out: $60.84 (A large part of this was ordering in Chinese food. I had made a HUGE pot of minestrone soup on Monday, only to have the pot ‘leach’. Unfortunately, I had to throw out the whole batch as well as the pot. This happened once before, but I was surprised it happened with my Martha Stewart Cast Iron Pot.
- Household: $9.50 (See my CVSing for this week)
Total spend: $849.70 High, but not too shabby for two weeks and having company.
What’s working for me:
- Even though I ‘borrowed’ cash from other categories to use for groceries, solely using cash is working. Yesterday I wanted to run some errands but I didn’t have any cash left in my wallet. Nothing. Nada. In the past I would have used a debit/credit card. Now? No cash. No spending. Of course, if it were an ’emergency’ or something really important, like a medical appointment, I would have used the debit card. So, yeah, this cash thing is keeping me honest.
What’s not working for me:
- Taking from one category to ‘overspend’ in another. I need a haircut this week and the envelope is empty. I guess I’ll be eating my haircut. Sigh.
Financial Highlights for the week:
- Getting my Coach bag for 70% off! We had gone to the outlets on Friday and they were having a HUGE sale. I had only cash with me, thankfully, so I couldn’t go too crazy.
What do you think?
Financial Goals for April:
- Stick to a $500 food budget so I can replenish the categories I ‘stole’ from.
- Add an extra $250 to the Emergency Fund.
- Don’t let ‘spring break’ derail me from my budget!!
Well that should do it for this week’s financials. Not super great, but not bad either. I’m looking forward to April and a new budget, and hopefully better weather!
How about you?