Well I knew it was too good to be true. I was doing so well with the Christmas budget, staying within my spending budget with a healthy checkbook balance remaining. I was all set to put a big chunk into savings with the next paycheck.
A car repair. We thought our car needed a front end alignment when the steering wheel started shaking. It would have cost approximately $80.00. Easy enough. Instead the car needed four new tires, (which required a front end alignment), AND front end bushings (I’ve NEVER heard of this type of repair, however, my car is 10 years old). Apparently this was very labor intensive, which is code for expensive. What went from a hopeful $80.00 charge ended up costing us $1309.00. Bummer.
No savings for this month.
I am grateful that we had the money to pay for the repair, but I’m getting really anxious to replenish my emergency fund.
Time to take action, and a fiscal fast seems appropriate.
As much as I would LOVE to start my fiscal fast challenge this week, it will be nearly impossible with Christmas only 10 days away. I’ve decided, instead, to kick start 2014 with a week long fiscal fast starting January 1st. My main goal will be to send all of the money I didn’t spend directly into savings.