Hi all! It’s time again to re-instate my Friday financial posts. I do this mostly to keep myself accountable and to journal the week’s events all in one place. It is helpful for me to see in black and white what I’m doing with my money. (If it is helpful to you (in any way) please let me know in the comment section. It will keep me motivated!)
I’ve decided to veer away from the format of “the good”, “the bad” and “the ugly”. Instead I’ll take my lead from Carla and add four new sections:
- How I saved money this week
- How I spent money this week
- One frugal thing I did this week
- Goal for the next week
I think this will keep me accountable and help me to be creative especially since 2014 will be a tight budget year.
For this week:
How I saved money this week
CVS’ing. I saved over $50.00 by spending $30.00 for $80.00 worth of products. I bought a couple of Christmas goodies, paper towels, shampoo, toothbrushes, mouthwash and a bunch more. (I didn’t take a pic, so I’m not remembering everything but they were all useful and needed products). I also received $10.00 of CVS ECB’s for next week. I found a new website that helps me organize my purchases even more! It is twolittledollzdeals.com. Check it out if you would like to finally figure out CVS couponing, or get inspiration if you’ve already been doing it!
I bought one Christmas gift (on sale and with coupon) at Kohls and received Kohl’s dollars back. I used those dollars to purchase two more Christmas gifts. (Paying for one gift, but getting three!) I would be more specific with what I bought, but my family reads this blog and I don’t want them to know what I bought! ! Total savings: $45.00
Leftovers! I bought a 13 lb turkey from Aldi for $10.00 and cooked it on Sunday. We had a wonderful meal and two lunches and two dinners of delicious leftovers! Savings: approximately $15.00
How I spent money this week
This week wasn’t too bad in the spending end. I did my weekly grocery shopping on Saturday. I went to Aldi, Trader Joe’s and Giant. I spent a total of $212.00 that will last almost two weeks. I did have to run to the store to pick up some miscellaneous items later in the week, but cooking the turkey helped with the week’s dinner schedule. I will make sure I have a menu planned this coming week so I won’t have to make store runs.
The quarterly water bill and quarterly homeowner’s association bills came in. Both are higher than they’ve been. I can control the water bill (somewhat), but the homeowner’s association bill is what it is. My husband was president of the Homeowner’s Association for 10 years. In those ten years the fee was raised once. Since he stepped down, the fees have been raised every.single.year. Sigh.
Car insurance bill came in just last night. Holy moly. $1215 for six months (three cars, three drivers) When did it get so high? I guess having a teenager driving, and another one on the way doesn’t help. I will be checking other insurance company rates to compare. I do have an opportunity to lower it by $80 – $110 every six months if I take an on-line defensive driving course ($19.95). It is definitely on my list of things to do this month.
I’ve stayed on budget with Christmas (a whole other post coming soon!). I’m very happy about that one. I will be filling stockings with freebies from CVS. In years past, I’ve spent upwards of $50 a stocking. Not this year. !
One frugal thing I did this week
I’m having a complete BLANK on this one. I don’t think I did anything particularly ‘frugal’. Does plucking my own eyebrows (instead of getting them waxed) count? I think I’ll need extra suggestions for this one.
My goal for next week
Learn and set up two “techy” money saving apps: