It’s been a long month, and my checkbook is telling me it’s been over a couple of weeks ago…
I did do quite a bit of online shopping this month, both for household replacement pieces…i.e. kitchen pots, pans, and other personal care items (make-up, subscription boxes, lotions and potions….you know, misc. stuff). QVC and Amazon had been my best buddies as I
collapsed relaxed on the couch over the past couple of weeks.
Nonethless, I still managed to keep most of my financial goals intact.
Here is my monthly update on my 2015 Financial Goals:
- Pay for two years of college tuition, room and board $2,600/mos. On track.
- Graduation, dorm, travel and other miscellaneous expenses for my two college students. $2,000 by July. Nothing saved for this yet.
- Fund our HSA (Health Savings Account) to the maximum limits. ($6,650.00 -by December, 2015) This may be a bust. We will be able to put $1000 in by March, but I’m not sure we’ll reach the $6,650 mark by the end of the year.
- Pay cash for our summer vacation to the beach, including spending money, excursions and meals. $2,500 by June On track.
- Max out 401K for the year. On track PLUS some. I just upped my contribution to allow for less of a tax burden.
- Contribute to daughter’s wedding expenses, including dresses, tuxes, bridal shower, rehearsal dinner. DONE! This will be the last time I list this in an update as the goal has been completed.
- Stick to food, clothing and gift budgets. $900/mos. Hahahahahahahahah. Which means, no, not this month.
- Keep a self-care account. $200/mos. On track and then some…. With all of the subscription boxes, and getting hair and nails done this month, I went a
littlelot over budget…
- Fund all variable expenses: insurance, taxes, Christmas, home/car maintenance, homeowners association fee, water bill. On track. Since I didn’t need to borrow from savings to pay for the car repair, I feel good about being on track here.
- Save $3,000 – $5,000 for emergencies. $250 – $400/monthly. Nothing put away here. I decided not to work the extra hours at my part time job (I’ll expain that one in another post) so there wasn’t a lot of extra money to put into the EF. Hopefully that will change next month when I
hope towill stop all the extra spending.
- Charitable Giving. $400/mos. On track.